Soil is a fully regulated DeFi protocol that provides secure returns on stablecoins backed by Real World Assets.

Soil is a blockchain-based lending protocol that bridges the gap between traditional finance and the crypto world, reshaping corporate debt and fixed-income investments.

It is a debt marketplace where established companies can obtain financing, and crypto investors can lend their stablecoins to earn yield derived from Real World Assets that exist off-chain.

What is Soil?​

Soil represents an innovative approach within the blockchain ecosystem, focusing on creating a seamless connection between the realms of traditional finance and decentralized finance (DeFi). This protocol serves as a pivotal platform for corporate debt and fixed-income investments, transforming how these financial instruments are accessed and managed in the digital age.

At its core, Soil functions as a debt marketplace. This platform enables established companies to secure financing in a novel manner, diverging from traditional banking and financial services. Concurrently, it provides an opportunity for cryptocurrency investors to lend their stablecoins. The allure for investors lies in the potential yields, which are not merely speculative but are backed by Real World Assets. These assets, existing off-chain, bring a tangible value proposition to the table, making Soil a unique bridge between digital and traditional asset classes.

Soil's operations are grounded in compliance with existing regulations, ensuring that its activities within the European Union are fully regulated. This adherence to legal frameworks instills a level of trust and security for participants, distinguishing Soil from many other entities in the DeFi space.

The protocol boasts several key features designed to enhance user experience and functionality. Among these are the Money Making Interface, Enhanced Account Abstraction, and a payment gateway that facilitates fiat transactions. These elements contribute to a more accessible and efficient platform, catering to a wide range of users from individual investors to large corporations.

Soil's yield-generating mechanism is primarily focused on the interest paid on loans extended to Small and Medium-sized Enterprises (SMEs) by private debt fund managers. This approach not only supports the growth and sustainability of SMEs but also offers a stable return on investment for crypto investors.

The protocol has already marked its presence in the cryptocurrency market with a successful Initial DEX Offering (IDO), followed by listings on multiple exchanges. Looking ahead, Soil plans to expand its reach and functionality through integration with Layer 0 Protocol and deployment across multiple chains. Additionally, the development of a Decentralized Credit Exchange is on the horizon, promising to further enhance the platform's offerings.

In summary, Soil is carving out a niche in the DeFi landscape by merging the stability and reliability of traditional financial assets with the innovation and flexibility of blockchain technology. This approach not only broadens the appeal of cryptocurrency investments but also opens new avenues for financing and investment in the real economy.

How is Soil secured?​

Soil's security framework is multifaceted, incorporating both regulatory compliance and advanced technological measures to ensure the safety of its platform and the assets within it. As a fully regulated DeFi protocol, Soil adheres to established financial regulations, which helps in mitigating risks associated with digital asset transactions and lending practices. This regulatory compliance ensures that Soil operates within the legal frameworks designed to protect investors and maintain the integrity of the financial system.

In addition to regulatory compliance, Soil places a strong emphasis on smart contract security. Smart contracts are self-executing contracts with the terms of the agreement directly written into code. These contracts automate and enforce the terms of agreement between parties, and their security is paramount in preventing unauthorized access and ensuring that transactions are executed as intended. Soil likely undergoes rigorous smart contract audits conducted by reputable third-party firms to identify and rectify potential vulnerabilities, thereby safeguarding the protocol against attacks and ensuring the integrity of its operations.

The protocol's approach to generating yield is another aspect of its security strategy. Yield is produced from interest paid on loans extended to established companies by private debt fund managers. This method leverages Real World Assets, providing a tangible backing for the investments and reducing the volatility often associated with cryptocurrency investments. By focusing on stablecoins and Real World Assets, Soil offers a more secure and stable return on investment, appealing to investors seeking to minimize risk.

Soil's commitment to security is further demonstrated through its plans for technological enhancements and strategic partnerships. These initiatives are aimed at bolstering the protocol's security infrastructure, enhancing its resilience against cyber threats, and expanding its capabilities to better serve its users.

In summary, Soil's security measures are comprehensive, combining regulatory compliance, smart contract audits, a focus on stable returns backed by Real World Assets, and ongoing technological improvements. These efforts collectively contribute to a secure and reliable platform for crypto investors interested in the debt marketplace. As with any investment, however, individuals are encouraged to conduct their own research to fully understand the risks and benefits associated with participating in Soil or any other DeFi protocol.

How will Soil be used?​

Soil operates as a blockchain-based lending protocol, innovatively connecting the realms of traditional finance and cryptocurrency. It serves as a pivotal platform for established companies seeking financing options and for cryptocurrency investors looking to lend their stablecoins. This lending mechanism allows investors to earn yields, providing a secure avenue for investment backed by Real World Assets.

The protocol is designed to offer a variety of financial services, including staking, lending, and data-sharing opportunities. It aims to transform corporate debt and fixed-income investments by leveraging the security and efficiency of blockchain technology. By doing so, Soil positions itself as a fully regulated Decentralized Finance (DeFi) protocol, ensuring that returns on stablecoins are secure and backed by tangible assets existing off-chain.

Furthermore, Soil plans to broaden its service offerings. This expansion includes facilitating cash borrowing against stablecoins, thereby enabling users to access liquidity without liquidating their cryptocurrency holdings. Additionally, it aims to provide users with the ability to access cash through a bank account, further blurring the lines between digital and traditional finance.

In essence, Soil's platform is designed to cater to the needs of both the corporate sector and individual crypto investors. For companies, it offers a new avenue for obtaining necessary financing without resorting to conventional, often cumbersome, lending mechanisms. For individual investors, it presents an opportunity to engage in the lending market, earning yields on their stablecoin investments in a secure and regulated environment.

As with any investment, especially within the rapidly evolving world of cryptocurrency and blockchain technology, it is crucial to conduct thorough research. Understanding the intricacies of the Soil protocol, its regulatory compliance, and the security of the assets backing the investments is essential before committing funds.

What key events have there been for Soil?​

Soil has marked its presence in the cryptocurrency and blockchain landscape through a series of significant milestones that highlight its growth and development within the decentralized finance (DeFi) sector. Initially, Soil captured attention with its successful Initial DEX Offering (IDO), a pivotal moment that laid the foundation for its journey in the crypto market. Following the IDO, Soil made its debut on various exchanges, increasing its accessibility to a broader audience and facilitating its integration into the crypto ecosystem.

The official launch of the Soil protocol was another critical event, signifying the platform's readiness to offer its services. This launch was complemented by the integration with a Layer 0 Protocol, enhancing Soil's interoperability and connectivity within the blockchain network. Further technical advancements were seen with the development of DCx, showcasing Soil's commitment to innovation and its focus on improving the platform's capabilities.

Recognizing the importance of operating within a regulated framework, Soil established a comprehensive legal structure and achieved validation from a financial market regulator. This not only underscored Soil's dedication to compliance and security but also bolstered its credibility among users and investors.

To support its operations and scale its impact, Soil successfully raised funds, which were instrumental in building a robust team and executing targeted marketing campaigns. These efforts were aimed at increasing Soil's visibility and attracting users to its platform.

Soil's approach to DeFi is distinguished by its focus on bridging the gap between traditional finance and the crypto world. By offering a decentralized credit protocol that allows established companies to obtain financing through crypto investors lending their stablecoins, Soil taps into the potential of Real World Assets. This innovative model provides crypto investors with the opportunity to earn yield in a manner that is backed by tangible assets, thereby reshaping corporate debt and fixed-income investments within the blockchain domain.

As Soil continues to evolve, it remains committed to enhancing its offerings and strengthening its position in the DeFi space. Its journey is characterized by strategic developments and a clear vision for leveraging blockchain technology to create value for both traditional finance and the crypto community.